New York vs. Texas
On a $75,000 salary, you keep about $3,808 more a year in Texas. Prices are 11% higher in New York, so after adjusting for cost of living Texas comes out ahead.
Last verified November 2, 2026.
| New York | Texas | |
|---|---|---|
| State income tax | Has a graduated income tax with 9 brackets, from 3.9% up to 10.9% on taxable income over $25,000,000 for single filers. | Does not tax wages, so there is no state income tax withheld from paychecks. |
| Minimum wage | $16.00 | $7.25 |
| Price level (U.S. = 100) | 107.9 | 97.1 |
| Employer cost on a $50,000 hire | $5,579 | $4,500 |
| SUTA wage base | $17,600 | $9,000 |
Take-home pay at the same salary
| Salary | New York take-home | Texas take-home | Difference |
|---|---|---|---|
| $50,000 | $40,005 | $42,355 | $2,350 more in Texas |
| $75,000 | $57,784 | $61,593 | $3,808 more in Texas |
| $100,000 | $73,877 | $79,180 | $5,303 more in Texas |
| $150,000 | $105,538 | $113,791 | $8,253 more in Texas |
Single filer, standard deduction, tax year 2026. Excludes local income taxes.
Adjusted for cost of living
Using BEA regional price parities, $57,784 in New York buys what $53,543 buys in an average-priced state, and $61,593 in Texas buys what $63,460 does. To keep the same buying power moving from New York to Texas, a $75,000 salary would need to be about $67,450 before the tax difference.
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Frequently asked questions
- Is New York or Texas better for take-home pay?
- On $75,000, you keep about $3,808 more a year in Texas. Adjusted for prices, Texas comes out ahead by $9,917.
- Which state is cheaper for employers, New York or Texas?
- Employer taxes and insurance on a $50,000 hire are about $5,579 in New York and $4,500 in Texas.